A new year brings fresh opportunities to take control of your health and financial well-being. If you’re enrolled in an FSA, HSA, or HRA, now’s the time to plan how you’ll use those funds over the coming months. Begin by reviewing your balance and reminding yourself of the types of expenses each account covers. FSAs typically include a wide range of health-related items and services, while HSAs offer tax advantages and the ability to invest unused funds for future expenses. HRAs, funded by employers, can be a valuable supplement to cover out-of-pocket costs.
Set goals early in the year, whether it’s scheduling preventive care, budgeting for upcoming treatments, or stocking up on eligible items. If you have an HSA, consider increasing your contributions to maximize tax savings. And for those with FSAs, check your plan details for grace periods or carryover limits so you can spend wisely.
Start the year with intention. A little planning now can prevent last-minute scrambles later. Our team is here to help you make the most of your benefits, every step of the way.
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